Tradeline from ScotPac.

Ready to pay, at home or away

A revolving line of credit with no lock-in contract

No real estate security required

Take advantage of bulk discounts or supplier special offers

Enquire now

What is Tradeline?

ScotPac Tradeline is a revolving line of credit used to pay overseas or local suppliers, with  repayment terms so you can take the opportunity to pay for goods once they are sold.

Using this funding solution means your business has the cash flow to increase purchasing power, enabling you to buy more stock and increase sales revenue. You can even use Tradeline to import business assets and equipment from international suppliers.

With no minimum term or contract you have flexible access to funds when needed, for seasonal buying and selling cycles. You can also lower costs by leveraging bulk discounts or special offers from suppliers.

Importing goods

Import raw or finished goods
from locally or overseas

Existing facilities

Standalone or alongside
existing funding facilities

Bringing in equipment

Fund the import of business
assets & equipment
It was so easy to set up with ScotPac. We didn’t need to provide security, and when you see your suppliers are happy working with ScotPac and they’re getting their money, I’m happy.
Karen Edbrooke - Owner, Big GIrls Don't Cry Anymore
It was so easy to set up with ScotPac. We didn’t need to provide security, and when you see your suppliers are happy working with ScotPac and they’re getting their money, I’m happy.
Karen Edbrooke - Owner, Big GIrls Don't Cry Anymore

Why Scottish Pacific?

We believe in relationships, not transactions, and make it our business to know yours. With over 30 years' experience, you can count on us to see the true value of your business.,
Trusted Lending more than $1b to SMEs, we’re Australia and New Zealand’s largest non-bank lender, with the awards to match.
Unlocking Growth We’re growth enablers, unlocking the potential in your business. Our customers grow at more than 3 times the average business.
Flexible Finance We find a way to say “yes”. We’re with you through the good times and bad, always adapting to your business needs.
Unlocking Growth We’re growth enablers, unlocking the potential in your business. Our customers grow at more than 3 times the average business.
Flexible Finance We find a way to say “yes”. We’re with you through the good times and bad, always adapting to your business needs.
Trusted Lending more than $1b to SMEs, we’re Australia and New Zealand’s largest non-bank lender, with the awards to match.

Why choose
ScotPac
Tradeline?

Apply Now

As a flexible and effective Trade Finance solution, Tradeline provides purchasing power for a wide range of businesses, helping you to land stock and grow your business. We use your business assets as security – not the family home.

Quick approval
Pay suppliers
in multiple currencies
Flexible repayment
terms
Service teams in
AUS, NZ, & China

For more information about how we can help your business, fill out an enquiry form or call us today.


What is Tradeline?

Tradeline is a revolving line of credit used to pay supplier invoices for imported or domestic goods. We provide you with repayment terms up to 120 days.

What type of goods can ScotPac help with?

Tradeline can be used for raw materials, finished goods and equipment. In fact, so long as the goods are legal, Tradeline can be used for almost anything.

What currencies are available?

Yes, we are able to pay suppliers in multiple currencies.

Can ScotPac fund purchases from suppliers in Australia?

Absolutely! Plenty of our customers use Tradeline to fund goods purchased in Australia.

Do I need to pay a deposit?

In most cases we can fund 100% of the cost of goods. Sometimes, we may need ask for a deposit.

Can you fund new start businesses?

For this type of lending, we require businesses to be trading for at least 12 months. For funding available to new businesses, check out our Start up page.

Do you require real estate security?

No, real estate security is not required for Tradeline.

Do the goods have to be pre-sold?

No, Tradeline can be use for raw materials designated for manufacturing or to replenish stock in your warehouse.

When does the term start?

From the date payment is made. You can select 30, 60, 90 or 120 day payment terms.

How do my suppliers get paid?

A range of supplier payment options are available. The most common method is telegraphic transfer however, Letters of Credit and documents against payment are available.

When can it help?

Importing goods: Ideal for importing goods for resale and distribution
Existing facilities: Can work to either supplement or complement existing trade facilities.
Bringing in equipment: Assists with the acquisition and import of business assets and equipment. Most Asset financiers will not pay overseas suppliers, so Tradeline gives you the ability to source new or aged equipment, often at a better price.

What's the process?

  1. Submit your application over the phone or online. Approval is usually available within 5 business days
  2. Documents are signed
  3. Goods shipped to destination; supplier paid
  4. You pay ScotPac within the agreed period

What are Tradelines good for?

Scottish Pacific Tradeline can fund up to 100% of the cost of goods, either imported from overseas or sourced domestically. As the goods have been funded for you, there is less strain on your cash flow. Repayment terms up to 120 days give you plenty of time to receive the goods and sell.

Not sure if Tradeline is right
for you? We offer other finance solutions

Learn more

Easy to apply

Call us today to discuss how Tradeline can help.

1

Give us a call

Talk to one of our friendly
Tradeline specialists
about tailoring a solution for
your business

2

Proposal

We’ll present you with the
solutions to choose from,
based on what you’ve told
us you need

3

Documentation & Settlement

We’ll work with you to
dot all the i’s and
cross the t’s to finalise
your solution

Get approval within 24 hours

Get started today

Call us to discuss how we can
finance your business 1300 332 867