Trade Finance with ScotPac.

Boost your purchasing power

Pay overseas and domestic suppliers

Increase stock levels and extend payment terms

Sell to overseas customers

Enquire Now

What is Trade Finance?

ScotPac Trade Finance provides you with fast funding for stock, inventory and raw materials so you don’t have to turn away new orders. Use a revolving line of credit to pay your overseas or local suppliers, when you need it, in almost any currency. We can facilitate transactions using TT (telegraphic transfer), Letters of Credit or Documents against Payment.

Or fund finished goods in conjunction with an Invoice Finance facility for an end-to-end funding solution and cover cash flow gaps for up to 180 days.

We can tailor a flexible finance package to give you more purchasing power on simple or complex trade requirements, both domestic and international.

 

Tradeline

A revolving line of credit to
purchase goods with no
minimum term

Import Finance

Improve your purchasing power
with an end to end funding solution for finished goods

Export Finance

Offer customers payment terms
in multiple currencies and unlock
the value in overseas invoices
It was so easy to set up with ScotPac. We didn’t need to provide security, and when you see your suppliers are happy working with ScotPac and they’re getting their money, I’m happy.
Karen Edbrooke - Owner, Big GIrls Don't Cry Anymore
It was so easy to set up with ScotPac. We didn’t need to provide security, and when you see your suppliers are happy working with ScotPac and they’re getting their money, I’m happy.
Karen Edbrooke - Owner, Big GIrls Don't Cry Anymore

Why Scottish Pacific?

We've been around for over 30 years, lending exclusively to SMEs. We uncover the hidden value in your business assets and make them work for you.
Real Relationships Partner with us for the long term, with a local relationship team and direct access to decision makers.
Unlocking Growth We’re growth enablers, unlocking the potential in your business. Our customers grow at more than 3x GDP.
Flexible Finance We find a way to say “yes”. We’re with you through the good times and bad, always adapting your business needs.
Unlocking Growth We’re growth enablers, unlocking the potential in your business. Our customers grow at more than 3x GDP.
Flexible Finance We find a way to say “yes”. We’re with you through the good times and bad, always adapting your business needs.
Real Relationships Partner with us for the long term, with a local relationship team and direct access to decision makers.

Trade Finance
with ScotPac

Enquire Now

ScotPac Trade Finance closes your working capital gap between sales and procuring inventory or raw material, fast. Don’t let short payment terms or full upfront payments stop you from growing your business and taking on new opportunities.

Our office in Guangzhou, China works with you to negotiate favourable terms and ensure quality goods from your supplier base.

As industry leading trade experts we have the know-how to make simple or complex deals work for you.

Buy raw materials
or finished goods
Extended
payment terms
Flexible options
with no ongoing
costs
Access bulk
or early payment
discounts

For more information about how we can help your business, fill out an enquiry form or call us on one of the following numbers.


HOW DOES TRADE FINANCE WORK?

Trade Finance is a form of working capital; the term commonly refers to the financing of cross-border, import/export transactions.

For an importer it means receiving funding in order to pay a supplier and allow time for the goods to be received, sold and turned into cash.

For an exporter it provides working capital until the overseas customer pays for the goods or services that have been delivered.

Exporters typically utilise export factoring or bill facilities as the primary means of financing overseas trading, which may be supported by a letter of credit to secure the transaction.

HOW CAN IT HELP MY BUSINESS?

Boost your working capital or international trade opportunities.

If you purchase goods from a supplier with short or no payment terms, Trade Finance will close the cash flow gap so you aren’t out of pocket. Having quick access to funds allows you to buy more stock to fulfil large orders, access supplier discounts or take advantage of seasonal buying and selling cycles.

 

WHAT DO I NEED TO APPLY?

Fill out a quick enquiry form or call us today to determine the right solution for your business.

Not sure if Trade Finance is right
for you? We offer other finance solutions

Learn more

Easy to apply

Call us today to discuss how Trade Finance can help.

1

Give us a call

Talk to one of our friendly
Trade Finance specialists
about tailoring a solution for
your business

2

Proposal

We’ll present you with the
solutions to choose from,
based on what you’ve told
us you need

3

Documentation & Settlement

We’ll work with you to
dot all the i’s and
cross the t’s to finalise
your solution

Get approval within 24 hours

Get started today

Call us to discuss how we can
finance your business 1300 850 322