Selective Invoice Finance with ScotPac.

Flexible funding giving you the option to decide
how much money you need, and how often

Receive up to 95% of your invoice value within 24 hours

Your family home isn’t required as security

Submit one or multiple invoices for funding

Enquire Now

What is Selective Invoice Finance?

Selective Invoice Finance is an on demand line of credit secured by one or more outstanding sales invoices. Offer just one invoice or multiple invoices from your sales ledger at any given time – it’s your choice.

Our flexible fee structure allows you to choose the funding period. The shorter the period, the cheaper the finance.

Upload the Invoice

Invoice your client directly
as per normal, but
also upload the invoice to us.

24 Hour Approval

We'll review the invoice and
pay up to 95% of the
invoice value less our fees.

Cash Advancement

The remaining 5% becomes available
when the invoice is paid in full.
It was so easy to set up with ScotPac. We didn’t need to provide security, and when you see your suppliers are happy working with ScotPac and they’re getting their money, I’m happy.
Karen Edbrooke - Owner, Big GIrls Don't Cry Anymore
It was so easy to set up with ScotPac. We didn’t need to provide security, and when you see your suppliers are happy working with ScotPac and they’re getting their money, I’m happy.
Karen Edbrooke - Owner, Big GIrls Don't Cry Anymore

Why Scottish Pacific?

We find a way to say “yes”. We're nimble and inventive with our funding solutions by unlocking the hidden value in your assets.
Fast Funding We can get you up and running in as little as 24 hours.
Tailored to Fit Cash flow solutions tailored for your business, we adapt to ever-changing funding needs.
Experts in SME We have over 30 years of experience lending exclusively to SMEs and make it our business to know yours.
Tailored to Fit Cash flow solutions tailored for your business, we adapt to ever-changing funding needs.
Experts in SME We have over 30 years of experience lending exclusively to SMEs and make it our business to know yours.
Fast Funding We can get you up and running in as little as 24 hours.

Who does
it suit?

Apply Now

Selective Invoice Financing is a highly flexible option that’s ideal if you only need occasional cash flow support. Here you only submit the invoice or invoices you need at any given time. This makes it great for seasonal businesses or if you only need working capital from time to time and don’t want any major commitments.

Easy access to
additional finance
24 hour approval
No re-activation
fees for
dormant accounts
Flexible fee
structures

For more information about how we can help your business, fill out an enquiry form or call us today.


HOW LONG WILL APPROVAL AND FUNDING TAKE?

Approval can take as little as 24 hours from providing required info. Once approved, the funds can be in your account in as little as a few hours.

ARE THERE ANY QUALIFICATION CRITERIA?

Our qualification criteria is based on 2 mandatory requirements.

  1. Your business needs to have invoices issued for delivered goods or completed services that you require the finance on.
  2. Your Business needs to sell products or services to other businesses on standard trade credit terms.

DO I NEED TO PROVIDE SECURITY?

With Invoice Finance, your sales invoices act as security for the facility, so nothing additional needed.

WILL THE SELECTIVE INVOICE FINANCE ARRANGEMENT AFFECT ANY EXISTING FINANCIAL ARRANGEMENTS?

As we don’t require real estate security our funding solution can sit alongside your existing banking arrangements. What’s more, you may find you have little need for your overdraft or other funding as you can access all the cash flow you need from within your business.

Not sure if Selective Invoice Finance is right
for you? We offer other finance solutions

Learn more

Easy to apply

Call us today to discuss how Selective Invoice Finance can help.

1

Give us a call

Talk to one of our friendly
Selective Invoice Finance specialists
about tailoring a solution for
your business

2

Proposal

We’ll present you with the
solutions to choose from,
based on what you’ve told
us you need

3

Documentation & Settlement

We’ll work with you to
dot all the i’s and
cross the t’s to finalise
your solution

Get approval within 24 hours

Get started today

Call us to discuss how we can
finance your business 1300 850 322