Turn your unpaid sales invoices into cash

Connect your accounting software for quick, easy access to funds in 24hrs.

No property security required

Choose which sales invoice to fund and only pay for what you use

Take the hassle out of admin – just connect and go

Get a Quote

What is Cash Connector?

Cash Connector makes it easy to access the funding locked away in your unpaid sales invoices. Similar to an overdraft you can access funds as you need to.  It’s simple to apply and only takes 5 minutes to connect Cash Connector with your accounting software. Once connected you can see the same information across systems – saving you time. You can also pick and choose the invoices you’d like us to fund, giving you the freedom and flexibility to manage your cash flow the way you want.

Don’t use an online accounting package?
Don’t worry! Call one of our friendly finance specialists today. They can help you find a finance solution that fits you.

Step 1

Click 'Get a quote' and connect your accounting package to ScotPac's secure 'Cash Connector' app

Step 2

We'll be in touch to discuss your quote and continue your application

Step 3

On approval, funds can be available in 24 hours. Select which unpaid invoices and draw down funds
I’d definitely recommend Invoice Finance to other small businesses. For Cole Clark, it has been very handy. Working with Scottish Pacific is very seamless. They get to know us, and our business, well.
Miles Jackson - Co-founder, Cole Clark Guitars
I’d definitely recommend Invoice Finance to other small businesses. For Cole Clark, it has been very handy. Working with Scottish Pacific is very seamless. They get to know us, and our business, well.
Miles Jackson - Co-founder, Cole Clark Guitars

Why Scottish Pacific?

We've been around for over 30 years, lending exclusively to SMEs. We uncover the hidden value in your business assets and make them work for you.
SME Experts We have over 30 years of experience lending exclusively to SMEs and make it our business to know yours.
Trusted Lending more than $1b to SMEs, we’re Australia and New Zealand’s largest non-bank lender, with the awards to match.
Unlocking Growth We’re growth enablers, unlocking the potential in your business. Our customers grow at more than 3 times the average business.
Trusted Lending more than $1b to SMEs, we’re Australia and New Zealand’s largest non-bank lender, with the awards to match.
Unlocking Growth We’re growth enablers, unlocking the potential in your business. Our customers grow at more than 3 times the average business.
SME Experts We have over 30 years of experience lending exclusively to SMEs and make it our business to know yours.

Is Cash Connector right for me?

Get a quote

Cash Connector helps lots of businesses, you just need to meet this criteria, and as with any other business finance, it’s subject to approval.

  • You invoice other Australian companies
  • You have been trading 6 months or longer
  • You have unpaid invoices totalling $10k or more
  • You invoice only after the work is complete
  • You are an incorporated company
  • You use Xero, MYOB or Quickbooks

Don’t use an online accounting package?
Don’t worry! Call one of our friendly finance specialists today. They can help you find a finance solution that fits you. You can also find out more on our Cash Connector FAQ page.

How much does Cash Connector cost?

Cash Connector offers highly competitive rates which are tailored for each business. Unlike some other providers, you only pay a fee on the funds you draw.

Will applying impact my credit score?

Creating a Cash Connector account will have no impact on any credit scores and is obligation free. However, a credit assessment is required prior to making funds available. Cash Connector will only perform the credit enquiry when you let us know you would like to proceed.

Why do I need to connect my cloud accounting software?

Connecting makes the application process simple, fast and efficient. The integrated system makes bookkeeping a breeze and removes the hassle of administration.

Should you choose to proceed with Cash Connector, the integration is kept live to automate the ongoing credit line. If you choose not to proceed, simply disconnect.

I don't have a support accounting package, can I apply?

yes, Scottish Pacific provide a range of other solutions that can help. Please enquire now or call us on 1300 665 457.

What about data security?

Your data is transferred using industry standard 256-bit TLS encryption technology. Cash Connector houses your data within an Australian data centre, configured with multiple firewalls and network intrusion detection technology.

Not sure if Cash Connector is right
for you? We offer other finance solutions

Learn more

Easy to apply

It only takes a few minutes to see how your unpaid invoices can help you boost your cash flow, but you can also call one of our friendly finance specialists for a chat too. We're here to help.

1

Get a quote

Connect your accounting package and see how much you could access

2

Finalising the application

We’ll be in touch to discuss your quote and continue your application

3

Getting your funds

We’ll work with you to dot all the i’s and cross the t’s to finalise your funding

Get approval within 24 hours

Get a quote

Call us to discuss how we can finance your business 1300 332 867