Bad Debt Protection

SP 30yr AUS

Update: The Australian and New Zealand operations of Bibby Financial Services were acquired by Scottish Pacific Business Finance in late 2015 to create Australia’s largest non-bank invoice finance specialist. Welcome to our website.

scottish pacific bad debtWhat is Bad Debt Protection?

When added to our invoice finance solutions, Bad Debt Protection protects your business from the risk of bad debts arising from customer insolvency or inability to pay.

What are the benefits?

  • Peace of mind that profit is protected in a tough and uncertain economic climate
  • Scottish Pacific will handle the required reporting and process in the event of a claim
  • Gain valuable insight from intelligent credit insurance reporting

scottish magnifyingNot quite sure what solution is best suited for your business?
Find out in 2 minutes with our solution finder tool.


How does it work?

  1. Notify Scottish Pacific what debtors you require protection on, and to what limit
  2. Using market intelligence, Scottish Pacific sets appropriate limits
  3. Scottish Pacific manage your limits and you continue to operate with peace of mind

For more information about Bad Debt Protection and how we can help your business, fill out a quick enquiry form or call us on one of the following numbers:

Australia: 1300 332 867
New Zealand: 0800 72 68 72


sp awards2019

         Industry Cash flow  Lender
      Award Winners 5 years in a row


  1. First Name
    Invalid Input
  2. Last Name
    Please let us know your name.
  3. Your Email
    Please insert a valid email address
  4. Your Contact Number
    Please use a valid mobile number or landline including area code eg: 0734561234
  5. Company
    Invalid Input
  6. Industry
    Please let us know what type of industry you are in.
  7. What challenge or opportunity are you looking to solve?
    Please let us know your message.
  8. Invalid Input