How We Help Business Owners

SP 30yr NZ Left

Update: The Australian and New Zealand operations of Bibby Financial Services were acquired by Scottish Pacific Business Finance in late 2015 to create Australia’s largest non-bank invoice finance specialist. Welcome to our website.

Whether you are looking to expand, buy another business or just improve your day to day cash flow and working capital, our range of working capital finance and trade facilities can help you.

scottish pacific working capital solutionsScottish Pacific has been helping New Zealand based businesses to enhance their cash flow and maximise working capital for over 25 years, and is the region's largest independent working capital finance provider.

Cash flow and working capital finance specialists

The great thing about our working capital solutions is that they are self-liquidating facilities, meaning that you're not taking on additional debt, but rather receiving an advance on money that is already owed to you. This helps improve control over cash flow, and release the level of funding the business needs.

Our trade finance options enable business owners to increase their buying power both domestically and internationally, whilst accessing the cash tied up in outstanding invoices to overseas customers.

Benefits of Working Capital Finance

Here are just some of the benefits available to business owners accessing our range of working capital finance solutions

  • Use today’s sale to fund tomorrow's growth
  • Boost your turnover and working capital by bringing cash receipts forward
  • Remove the requirement to offer family home as security
  • Choose a facility that grows in line with your business revenue.
  • There’s no need for you to offer costly settlement discounts
  • Use property assets to build personal wealth instead of locking them into the business
  • Get discounts from your suppliers for early payment
  • Improve your buying power
  • Access new buying and selling opportunities in international markets

Contact us today

Take control of your cash flow, maximise your working capital and give yourself the power to make the buying and hiring choices you want to make today.

For more information about how we can help increase your business' working capital, fill out a quick enquiry form or call us on 0800 72 68 72.

Download a Product Leaflet.


sp awards2019

         Industry Cash flow  Lender
      Award Winners 5 years in a row