Our Business

SP 30yr NZ Left

Update: The Australian and New Zealand operations of Bibby Financial Services were acquired by Scottish Pacific Business Finance in late 2015 to create Australia’s largest non-bank invoice finance specialist. Welcome to our website.

Scottish Pacific Our business

About Scottish Pacific

Established in 1988, Scottish Pacific Business Finance is Australia and New Zealand’s largest specialist provider of working capital solutions with a comprehensive range of debtor finance, asset finance and trade finance facilities.


Access to Experienced Decision Makers

Our executive management team has more than 100 years of small business finance experience, and we have fully-operational offices in Sydney, Melbourne, Brisbane, Perth and Auckland with each headed up by a local General Manager. Our clients and introducers enjoy a level of access to decision makers that is unmatched in the industry.


Endorsed by recommendation

More than 80% of all our new clients are referred to us by accountants, banks, commercial finance brokers and other business advisers. We have hundreds of such sponsors willing to recommend our services; a clear sign that we are the best in the industry.


Award Winners

In addition to recommending us to their clients, Finance Brokers across Australia have now voted us the best cashflow lender in The Adviser magazine’s Non-Bank Lender Awards three years in-a-row.


24 hour access

Our Client Internet Portal is simple to operate and provides all the information you need to manage your account. Even better, it does not need any special software to run and has been developed with our clients’ needs in mind - people just like you.

Learn more about how we help businesses>


sp awards2019

         Industry Cash flow  Lender
      Award Winners 5 years in a row