Providing a better chance of success

Simply put, our aim is to give business owners a better chance of success. ScotPac is committed to supporting businesses across Australia and New Zealand. We strive to provide the most comprehensive range of working capital solutions to meet all types of business needs. Our solutions are tailored towards improving cash flow to generate the funds that small and medium sized businesses need to realise their goals.

Helping businesses for over 30 years

Our Invoice or Debtor Finance facilities have been helping businesses to leverage their outstanding sales invoices to fund growth and overcome short term cash shortages for over 30 years. Our trade finance facilities support small and medium sized businesses looking to take advantage of international markets, be it importing goods from overseas suppliers or exporting products and services to customers in approved countries.

As a progressive organisation we aim to deliver continual improvements to our customer experience, constantly reviewing best practice, optimising based on customer needs and adjusting to suit the trends in the market.

About Scottish Pacific

Established in 1988, Scottish Pacific Business Finance is Australia and New Zealand’s largest specialist provider of working capital solutions with a comprehensive range of invoice finance, asset finance and trade finance facilities.

Access to experienced decision makers

Our executive management team has more than 100 years of business finance experience, and we have fully-operational offices in Sydney, Melbourne, Brisbane, Perth and Auckland with each headed up by a local General Manager. Our clients are introduced enjoy a level of access to decision makers that is unmatched in the industry.

Endorsed by recommendation

More than 80% of all our new clients are referred to us by accountants, banks, commercial finance brokers and other business advisers. We have hundreds of such sponsors willing to recommend our services; a clear sign that we are the best in the industry.

Award winners

In addition to recommending us to their clients, Finance Brokers across Australia have now voted us the best debtor finance lender in The Adviser magazine’s Non-Bank Lender Awards.

24 hour access

Our Client Internet Portal is simple to operate and provides all the information you need to manage your account. Even better, it does not need any special software to run and has been developed with our clients’ needs in mind – people just like you.

Our people

Scottish Pacific employs over 250 staff based in locations around Australia, New Zealand and China.

The Executive Team has more than 100 years of combined experience in business finance and most have run their own business at some stage during their careers. Our staff have a wealth of international experience, with many of our managers having held senior positions in major banking institutions around the world prior to joining Scottish Pacific.

At Scottish Pacific we believe we have built our success on the strength of the relationships we develop with our clients. To help us achieve this we operate with one of the highest ratios of Account Managers to clients in the business finance industry. This enables us to understand our clients’ requirements better than our competitors, which means that we are well placed to offer solutions tailored specifically to clients’ requirements.