Turn some day into right now.

Got a great business, a growing pipeline and clients that love you, but can’t get the banks on board?

ScotPac helps entrepreneurs to unlock the cash in existing assets and invoices while reducing receivables risk so you can re-invest in growth initiatives, fast. In fact, we’re experts in identifying untapped working capital in start-up business, even at pre-profitability stage.

Explore our finance solutions below.

Invoice Finance

Unlock cash-flow in your invoices as they are raised, so you can access working capital to establish your new business.

Asset Finance

Gain access to the capital within assets that you already own so that you can generate the cash-flow required to fund your business’s next step.

Selective Invoice Finance

Access of up to 95% of the value of invoices within 24 hours so you can make faster decisions and move quickly on business opportunities.

Get in touch

At ScotPac, we can help all business types get the cash flow needed for success.

Invoice Finance

Unlock cash-flow in your invoices as they are raised, so you can access working capital to establish your new business.

Asset Finance

Gain access to the capital within assets that you already own so that you can generate the cash-flow required to fund your business’s next step.

Selective Invoice Finance

Access of up to 95% of the value of invoices within 24 hours so you can make faster decisions and move quickly on business opportunities.

Get in touch

At ScotPac, we can help all business types get the cash flow needed for success.

It was so easy to set up with ScotPac. We didn’t need to provide security, and when you see your suppliers are happy working with ScotPac and they’re getting their money, I’m happy.

Karen Edbrooke - Owner, Big GIrls Don't Cry Anymore

It was so easy to set up with ScotPac. We didn’t need to provide security, and when you see your suppliers are happy working with ScotPac and they’re getting their money, I’m happy.

Karen Edbrooke - Owner, Big GIrls Don't Cry Anymore

Why Scottish Pacific?

We've been around for over 30 years, lending exclusively to SMEs. We uncover the hidden value in your business assets and make them work for you.
Real Relationships Partner with us for the long term, with a local relationship team and direct access to decision makers.
Flexible Finance We find a way to say “yes”. We’re with you through the good times and bad, always adapting to your business needs.
Unlocking Growth We’re growth enablers, unlocking the potential in your business. Our customers grow at more than 3 times the average business.
Flexible Finance We find a way to say “yes”. We’re with you through the good times and bad, always adapting to your business needs.
Unlocking Growth We’re growth enablers, unlocking the potential in your business. Our customers grow at more than 3 times the average business.
Real Relationships Partner with us for the long term, with a local relationship team and direct access to decision makers.

Call us to discuss how we can
finance your business 1300 332 867