Less Hurdles. More Potential.

Need a cash injection for your business but feel you’ve exhausted all avenues?

Our solutions can offer a new funding path by harnessing the value of your business assets or sales invoices, even when other lenders aren’t equipped to help. We specialise in helping businesses unlock the value tied up in existing assets and invoices to free up working capital.

Find out how ScotPac can address immediate cash flow challenges and support you with specialised services while you get your business back to stability and growth.

Invoice Finance

Unlock the cash flow in some or all of your unpaid invoices, giving you time to get your business back on track.

Asset Finance

Gain access to the capital within assets that you already own to fund your business’s next step.

Full Service Facility

Lighten the load with professional accounts receivable services that give you time to focus on driving business remediation and growth plans forward.

Bad Debt Protection

Cover for events that are out of your control and safeguard your business from the risk of bad debts.

Invoice Finance

Unlock the cash flow in some or all of your unpaid invoices, giving you time to get your business back on track.

Asset Finance

Gain access to the capital within assets that you already own to fund your business’s next step.

Full Service Facility

Lighten the load with professional accounts receivable services that give you time to focus on driving business remediation and growth plans forward.

Bad Debt Protection

Cover for events that are out of your control and safeguard your business from the risk of bad debts.

Scottish Pacific were recommended to us. Their New Zealand staff, who we deal with regularly, have been excellent.

Brendan Muller – Director, North and South Recruitment

Scottish Pacific were recommended to us. Their New Zealand staff, who we deal with regularly, have been excellent.

Brendan Muller – Director, North and South Recruitment

Why Scottish Pacific?

We believe in relationships, not transactions and make it our business to know yours. With over 30 years' experience, you can count on us to see the true value of your business.
Trusted Lending more than $1b to SMEs, we’re Australia and New Zealand’s largest non-bank lender, with the awards to match.
Flexible Finance We find a way to say “yes”. We’re with you through the good times and bad, always adapting your business needs.
Real Relationships Partner with us for the long term, with a local relationship team and direct access to decision makers.
Flexible Finance We find a way to say “yes”. We’re with you through the good times and bad, always adapting your business needs.
Real Relationships Partner with us for the long term, with a local relationship team and direct access to decision makers.
Trusted Lending more than $1b to SMEs, we’re Australia and New Zealand’s largest non-bank lender, with the awards to match.

Call us to discuss how we can
finance your business 1300 332 867