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SP 30yr AUS

Update: The Australian and New Zealand operations of Bibby Financial Services were acquired by Scottish Pacific Business Finance in late 2015 to create Australia’s largest non-bank invoice finance specialist. Welcome to our website.

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Recent Scottish Pacific Business Finance posts

Once a debtor finance sceptic; now a convert.

Once a debtor finance sceptic; now a convert.
When I moved to Australia from the UK in 2008 I brought along a less than stellar opinion of debtor finance. I guess I had considered the whole debtor finance, invoice finance, factoring scenario expensive and a last resort for clients It was in Brisbane that I met a Scottish Pacific business develo...
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  7044 Hits
7044 Hits

Cash Injections for Growing Pains

Cash Injections for Growing Pains
Cash is King. There are many reasons why businesses succeed, but a major contributor which is often overlooked in the chase for more sales is maintaining a strong cash flow. Every successful business has its own unique features, but effective cash flow management is a common thread. Many profitable ...
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  7201 Hits
7201 Hits

Debtor Finance - The Best Option?

Debtor Finance - The Best Option?
Maintaining positive cash flow can be a perennial challenge for SMEs. Customers taking longer to pay and access to funding via traditional bank overdrafts, constrained by weakening property values, can restrict the availability of working capital. Here are five situations where debtor finance could ...
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  7637 Hits
7637 Hits

Staying on top of Cashflow Issues

Staying on top of Cashflow Issues
It is not uncommon for Scottish Pacific to have an influx of enquiries from SMEs in the post Christmas period. It is a time of the year when the cash in any business can be tight. There may have been a 2 week shutdown over the festive period during which invoices would not have been raised, which, i...
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  7545 Hits
7545 Hits

Business Finance - Are you seeing the full picture ?

Business Finance - Are you seeing the full picture ?
“ I would consider de btor finance if it wasn’t so expensive. My business can’t afford it.” This is a view often expressed by business owners and decision makers who don't properly understand this type of finance and they are often taken aback by the response “Are you sure your business can afford n...
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  7792 Hits
7792 Hits

Keeping the Cash Flowing

Keeping the Cash Flowing
“There’s just too much month left at the end of the cash” ...is a quote from a delegate at a Scottish Pacific Conference a couple of years ago. But why is this the case for some businesses? And what can be done about it? Many businesses have had the cash available to them reduced as a result of not ...
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  6004 Hits
6004 Hits

The Real Cost of Late Payment

The Real Cost of Late Payment
The latest figures supplied by Dun and Bradstreet indicate that there is a continuing trend of businesses taking longer to pay their bills, and the largest businesses take the longest time to pay. The first quarter of 2013 saw the average days taken to settle outstanding invoices drift from 52 to 55...
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  7673 Hits
7673 Hits

AWARD WINNING SOLUTIONS

sp awards2019

         Industry Cash flow  Lender
      Award Winners 5 years in a row

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