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SP 30yr AUS

Update: The Australian and New Zealand operations of Bibby Financial Services were acquired by Scottish Pacific Business Finance in late 2015 to create Australia’s largest non-bank invoice finance specialist. Welcome to our website.

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Recent Scottish Pacific Business Finance posts

How Australian Businesses Can Prepare for Trade Disruptions During Chinese New Year

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Valued at $183 billion, China was Australia’s top two-way trading partner in 2017 and accounted for 24% of total trade . This means major events in the Chinese economy can impact Australian businesses.  One of the biggest is Chinese New Year. In this post, we’ll discuss the basics of this major...
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  22 Hits
22 Hits

6 Tips to Access Working Capital During the Busy Build Up to the Holiday Season

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The holiday season can be lucrative for SMEs. In fact, holiday sales account for around 20% of annual total sales for most businesses. And for some, it can be as high as 30%.  But in order to capitalise, SMEs need to ensure they have access to the necessary working capital in the busy period le...
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  166 Hits
166 Hits

Keeping Up with Growth: 8 Cash Flow Management Tips for Small & Medium Businesses

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The Australian economy is looking good, and the majority of SMEs are experiencing bigger profits in 2019. According to Scottish Pacific’s March 2019 SME Growth Index , “Growth businesses are forecasting an average 4.9% revenue rise (up from 4.5%), and only 1in 4 SMEs expect revenues to remain flat.”...
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  787 Hits
787 Hits

The Small Business Dilemma of Selling to Major Retailers

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Selling to big name retailers like ALDI, Woolworths, Coles and Bunnings can be a huge opportunity for small businesses. These major chains can be very profitable customers and fantastic for getting your product and brand in a more visible space.  But there’s a dilemma. With extended payment ter...
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  1249 Hits
1249 Hits

3 Lending Options That Overcome Poor Personal Credit

Can I Take Out a Business Loan with Bad Personal Credit?
Access to capital is vital to your company’s growth and sustainability. You need it for purchasing inventory, buying equipment, hiring employees and boosting marketing efforts. Unfortunately, many businesses face a shortage of capital. In fact, nearly two-thirds start with less than $70,000 AUD. If ...
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  348 Hits
348 Hits

Accountants Have The Biggest Positive Impact Of All Advisers on SME Revenues

Accountants Have The Biggest Positive Impact Of All Advisers on SME Revenues
There’s work to do for accountants if they are to become the go to trusted advisers to their clients – but according to the latest Scottish Pacific SME Growth Index those business owners who do rely on accountants reap the benefits. Most accountants would hope and even expect to be seen as trusted a...
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  2739 Hits
2739 Hits

Looking Beyond Home Ownership To Fund Business Growth

Looking Beyond Home Ownership To Fund Business Growth
The phrase “Death Valley Curve”, where new or rapidly growing businesses often struggle to secure enough working capital to sustain their growth, will be familiar to accountants. A business may win major clients or orders, but having to wait up to 60 days to get paid puts enormous strain on cashflow...
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  2559 Hits
2559 Hits

AWARD WINNING SOLUTIONS

sp awards2019

         Industry Cash flow  Lender
      Award Winners 5 years in a row

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